Companies like AirBnB, Tujia and Wimdu offer people a way to temporarily exchange goods (including their own private homes) for an economic consideration.

The problem is that it is almost impossible to secure one's values ​​and assets on these platforms.


Together, the startup Stratumn, the consulting and professional services company Deloitte and the payment service provider Lemonway have recently presented a solution enabled by blockchain technologies called LenderBot.

It is a micro-insurance designed specifically to protect service customers who fall under the broad umbrella of the sharing economy. LenderBot allows people to subscribe to customized micro-insurance simply by chatting via the Facebook Messenger App.

The objective is to ensure high value products exchanged between individuals, eliminating the intervention of a guarantor authority (super partes) in the insurance contract.